Federal Pacific Electric (FPE) panels were installed in many homes across the United States from the 1950s through the 1980s. While they were widely used at the time, these panels have been linked to serious electrical hazards that can put homeowners at risk.

What is a Federal Pacific Electric (FPE) Panel?

FPE panels, often labeled “Stab-Lok,” are circuit breaker panels that control the electrical distribution in a home. They were manufactured by Federal Pacific Electric Company and became notorious for breakers that may fail to trip when overloaded, creating a fire risk.

Why Are FPE Panels Dangerous?

  • Breakers may fail to trip: Overloaded circuits can continue running, increasing the risk of overheating and electrical fires.
  • Hidden hazards: Some panels look normal from the outside, making it difficult for homeowners to identify them without professional inspection.
  • Insurance and resale issues: Some insurance companies may require replacement of FPE panels before issuing or renewing policies.

How to Identify an FPE Panel

  1. Look for a Federal Pacific Electric label inside the panel door.
  2. Check for the word “Stab-Lok” on the breakers.
  3. Verify the panel’s manufacturing date, usually between 1950 and 1980.
  4. Notice unusual wear, rust, or signs of overheating.

Inspection Tips for Home Buyers

When purchasing a home, it’s critical to have a professional home inspector check for FPE panels, especially in Toms River, Brick, Forked River, and surrounding Ocean & Monmouth County areas. Recommended steps include:

  • Hire a licensed home inspector experienced in identifying FPE panels.
  • Request a written report noting the presence of any FPE panels and associated risks.
  • Have a licensed electrician evaluate the panel if FPE breakers are found.
  • Consider budgeting for replacement or mitigation if an FPE panel is present.

What Homeowners Should Do if They Have an FPE Panel

  • Do not ignore any electrical anomalies such as tripped breakers or flickering lights.
  • Consult a licensed electrician to inspect and recommend upgrades.
  • Replacement with modern, tested circuit breakers is often recommended for safety.

Conclusion

Federal Pacific Electric panels are a significant safety concern in older homes. Home buyers and current homeowners in Toms River, Brick, Forked River, and surrounding areas should be aware of these risks. A professional inspection can identify these panels and provide guidance on necessary safety steps.

Contact McFaulds Inspection Consultants today for expert home inspections in Ocean and Monmouth County, NJ. Our certified inspectors can identify FPE panels and provide detailed safety reports for home buyers and sellers.